ID.me Business Pricing 2026: Quote Only, No Inferred Rates

The fast facts

Tier breakdown

The pricing model in one paragraph

Enterprise B2B2C model: government agencies, healthcare, and commercial brands pay per successful verification plus subscription fees. Pricing scoped to NIST 800-63-3 IAL2/AAL2 compliance and reuse volume.

Notes from the pricing page

• Public pricing blocked from automated verification (HTTP 403).
• Strong positioning in US federal and state government identity verification (IRS, VA).
• Consumer-facing single sign-on for verified identity (the ID.me wallet).
• Contact ID.me sales for business pricing scoped to your verification volume and compliance level.

The B2B2C model

ID.me sells to organisations (government agencies, healthcare systems, commercial brands), not consumers. The consumer-facing identity wallet is reused across all of them: once a consumer has verified through ID.me for the IRS, the same credential can be used for VA benefits, state DMV, healthcare provider portals, and commercial brands that have integrated ID.me single sign-on.

NIST 800-63-3 compliance

ID.me pricing is structured around NIST identity assurance levels. IAL1 (self-asserted) is the cheapest verification tier. IAL2 (remote with biometric binding) is the most common, required for IRS and VA access. IAL3 (in-person or supervised remote) is the highest cost, used for restricted-access services. Vendors pay per successful verification, with credentials reusable across the ID.me network.

Reusable credential economics

The pricing model favours buyers whose users frequently re-authenticate. Each fresh verification has the highest per-event cost; each reuse of an already-verified credential is materially cheaper. For services with sticky users (annual tax filing, ongoing VA benefits, recurring healthcare access), the blended cost per authenticated session falls quickly.

Why we do not show inferred rates

ID.me's public business pricing page returns HTTP 403 Forbidden to automated verification. Third-party listings reference per-verification fees in various ranges but the numbers vary by NIST level, contract minimum, and reuse pattern. We do not republish them because they cannot be cited to ID.me.

What to ask in the ID.me sales call

• Per-verification rate at IAL1, IAL2, IAL3 separately.
• Fresh-verification vs reused-credential rate split.
• Subscription minimum. Most consumer-IDV vendors have a monthly platform fee.
• Integration scope: SAML / OIDC / native SDK; included or priced separately.
• Compliance: FedRAMP, StateRAMP, HIPAA, PCI scope add to baseline.

For regulated-finance KYC

If you are evaluating ID.me for regulated-finance KYC (banks, fintechs, broker-dealers subject to BSA / AML rules), our sister site kycpricing.com covers Persona, Onfido, Veriff, Trulioo, Jumio, Socure and other regulated-finance KYC vendors that typically publish per-verification rates. ID.me is strong in government identity verification but is not the default consideration for retail-bank KYC.

Try it in the calculator

The multi-vendor calculator includes ID.me alongside the rest of the workforce, tenant, and consumer-KYC field. Enter your monthly verification volume to see how ID.me's pricing model compares against published alternatives.

Where to go next

• Multi-vendor calculator, estimate annual cost at your volume.
• Enterprise identity verification, full category breakdown and side-by-side comparison.
• Quote-only vendors, the operational consequences of vendor pricing opacity.
• Methodology, every source URL and verification date.